David Saks: Swindler Report - 18 Charged With Identity Theft Involving SS Numbers

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Swindler Report - 18 Charged With Identity Theft Involving SS Numbers


Joseph Hogsett Announces Arrests, Charging of 18 Defendants in Large-Scale Identity Theft Ring
Indianapolis-Area Scheme Allegedly Involved Dozens of Social Security Numbers

U.S. Attorney’s Office September 13, 2013
  • Southern District of Indiana (317) 226-6333

INDIANAPOLIS—Joseph H. Hogsett, the United States Attorney, announced today the arrest of 18 defendants for their alleged involvement in a scheme that involved the use of stolen Social Security numbers (SSNs) surreptitiously marketed as credit profile numbers (CPNs) to fraudulently apply for dozens of car loans.

"This alleged scheme victimized not just dozens of local businesses but also innocent individuals across the country whose identities were stolen," Hogsett said. "The threat posed by identity theft is real and growing, but the U.S. Attorney's Office and our federal partners have redoubled efforts to combat this dangerous trend."

"Identity theft wreaks havoc on the lives of innocent victims nationwide," said Federal Bureau of Investigation Special Agent in Charge Robert Jones. "It bilks billions of dollars from the U.S. economy and can cause long and painful credit repair work for the victims affected. This investigation highlights the FBI’s commitment to work with our law enforcement partners to continue an aggressive fight against the criminal groups that carry out these schemes."

According to a federal indictment unsealed this afternoon, defendants David Day, age 36, of Indianapolis, and Kimberly Taylor, age 47, of California, were charged with conspiring to commit wire fraud, as well as making false loan and credit applications in an identity theft scheme. Beginning in or around September 2010, Taylor would allegedly obtain SSNs belonging to victims, many of whom were minors, and would market her services as a legitimate way to enhance poor credit through the sale of “credit profile numbers,” “profiles,” or “CPNs” to Day. Day would then sell the SSNs, purported to be CPNs or profiles to individuals seeking to inflate their credit scores while applying for credit applications to purchase high-dollar vehicles and other property.

It is alleged that in addition to selling these SSNs to individuals, 16 of whom were also charged today, Day would, in many cases, provide instructions to the individuals as to how they could present themselves to creditors in a way that would fraudulently establish their creditworthiness to include making fraudulent representations to the Bureau of Motor Vehicles and by supplying “novelty items,” to include fraudulent SSN cards, mortgage documents, and other identifying material.

Day allegedly assisted some of his customers by creating fraudulent credit histories for them that would be relied upon by banks during a credit check.

The 16 co-defendants charged in the indictment include:

  • Gerald Adams, age 33
  • DeJuan Alexander, age 41
  • Christopher Newton, age 36
  • Lashonda Collier, age 36
  • Jeremy Gilbert, age 28
  • Ernest Jones, age 39
  • Nashamba Floyd, age 31
  • Sylvester Ragland, age 36
  • Janine Howard, age 46
  • Joe Snow, age 36
  • Ashley Fox, age 27
  • Joshua Day, age 28
  • Ryan Thompson, age 45
  • Marshall Lindsay, age 34
  • Keyona Berry, age 33

The indictment lists at least eight local financial institutions that were victimized through this scheme. In addition, six local automotive dealerships were allegedly victimized by defendants who utilized the stolen SSNs to purchase or attempt to purchase vehicles.

According to Assistant U.S. Attorney Cynthia Ridgeway, who is prosecuting the case for the government, if convicted the defendants face up to 20 years in federal prison on the conspiracy count, 30 years in prison for making false statements in loan and credit applications, and five years in prison for using a false SSN. The government has also filed notice that property found to have been gained through the criminal scheme may be forfeited if the defendants are found guilty.

This case is the result of a collaborative investigation involving the Federal Bureau of Investigation, the Social Security Administration OIG, the National Insurance Crime Bureau, the Carmel Police Department, the Lawrence Police Department, and the United States Marshals Service.

Informations, indictments, and criminal complaints are only a charge and are not evidence of guilt. A defendant is presumed innocent and is entitled to a fair trial at which the government must prove guilt beyond a reasonable doubt.

source: FBI


David Saks

Time&Temp Memphis

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Comment balloon 8 commentsDavid Saks • September 13 2013 03:40PM


David, thank you for sharing this information. I, always glad when one of these people gets caught and put on trial.
Posted by Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES, Florida Waterfront and Country Club Living (Tropic Shores Realty - Ich spreche Deutsch!) over 6 years ago

Serious allegations in this press release, Silvia. Looks like lots of innocent people were hurt by some very dirty fraudsters.

Posted by David Saks ((retired)) over 6 years ago

David - I always hate hearing stories about things like this happening, but glad folks are being held responsible.

Posted by Michelle Gibson, REALTOR (Hansen Real Estate Group Inc. ) over 6 years ago

They should be sent to prison for these crimes, Michelle, if guilty. And hopefully their victims will be compensated for terrible losses. It's now become very difficult to trust any employee in banking, finance, retailing or otherwise with a social security number or credit card any longer. Bank tellers, gas station attendants, restaurant managers, department store clerks, medical billing staff and many others are routinely arrested and prosecuted for credit card and social security i.d. - related theft.

Posted by David Saks ((retired)) over 6 years ago

It's about time we made SS#'s more secure and harder to come by for ill gotten gains.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) over 6 years ago

David, The criminal element is stong and people are being craftier and craftier. Don't mess with my SS number.

Posted by Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Platinum Properties) over 6 years ago

A new system is needed that goes beyond SS numbers at this stage, Gabe. One that requires verification that involves the biological constitution of every individual that's assigned an SS number. Possibilities might include fingerprinting, voice identification or a retinal scan before any SS number is applied to a transaction or service that requires it, i.e, credit reports, college transcripts, loan applications, etc.

Posted by David Saks ((retired)) over 6 years ago

Whenever the laws to protect our consumers become more sophisticated and difficult to break, the more convoluted, complex and invloved the crimes become, Debbie.

There's as much real estate, mortgage and financial fraud taking place nationwide as ever.

You hear less about it because of media and industry burnout on the real estate crash.

NAR says "enough, enough" and sweeps it under the rug the boost membership to cover the hundreds of thousands of resignations that occurred in recent months.

Have you ever seen an issue of "Realtor" magazine that covered real estate fraud in volume ?

Never !

Maybe a snippet here and there about a case, usually located in a sidebar that the reader's peripheral visual field will ignore.

It safe to say that there's never been a volume of focused content about real estate fraud in that magazine.

They commit to articles about kitchen and bathroom remodeling, branding, tech tools, automobiles, and marketing your smile. They're cheerleaders for industry, and their time on your dime.

The last page invariably features some"Dr Phil-like" individual with phony enthusiasm for the industry with a boring "keep the ol' chin up story" that probably nets them an honorarium check from NAR for it.

Here are a few recent fraud cases as a reminder:

Real Estate Crimes


Posted by David Saks ((retired)) over 6 years ago

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