David Saks: August 2014

David Saks - Real Estate Broker - The Real Estate Mart of Tennessee, Inc. - 4040 North Watkins-Suite #4 - Memphis, Tennessee 38127 - Phone (901) 357-4663

Real Estate Practice : Lesson 3586

counsel 

A great application of resources available to the troubled homeowner is that the United States Department of Housing and Urban Development provides funds for very low cost or free housing counseling throughout America.

The important benefits these counselors may provide are of immeasurable benefit to our homeowners.

They can help the understand a variety of complex issues, provide them with options to consider, help them understand housing laws, help homeowners organize and manage their budget, and even represent you when you need to negotiate wioth your lender if you require this type of assistance or intervention.

Here's a great link: Http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm They can, and will help.

Can you think of other great resources available to help those facing a housing crisis?




David Saks



Time&Temp Memphis

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Comment balloon 0 commentsDavid Saks • August 11 2014 04:52AM
Real Estate Practice : Lesson 3586
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A great application of resources available to the troubled homeowner is that the United States Department of Housing and Urban Development provides funds for very low cost or free housing counseling throughout America. The important… more
Real Estate Practice : Lesson 3585
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Understanding and recognizing foreclosure prevention options is a must in today's world, or any world for that matter. When we start listing real estate on the moon we'll still have to recognize the ways to prevent foreclosure. Here are a few… more
Real Estate Practice : Lesson 3584
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The word "amortize" means "to kill off slowly over time". To "liquidate gradually". Almost all deed of trust and mortgage loans are amortized loans. These are loans that are paid off slowly in… more
Real Estate Practice : Lesson 3583
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(blast from the past might still havce some relevance) I'm reposting this because of the horrors facing the country with this crisis and the piracy. I had a sales meeting recently and we were talking about how stupid the gas… more
Real Estate Practice : Lesson 3582
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Tell your client to dig up the loan documents and read them so that they know exactly what the lender can do if they don't make the mortgage payments. Clients and customers need to know about the foreclosure laws and timeframes that… more
Real Estate Practice : Lesson 3581
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The first notices that some homeowners in default will receive are notices about foreclosure prevention options. This is usually a very good collection of alternatives and is mostly useful information that can help your clients and… more
Real Estate Practice : Lesson 3580
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You need to tell your customers and clients to contact the lender as soon as you realize that they have a problem making the notes. The lender doesn't want to take the house They're there to try to help them find suitable… more
Real Estate Practice : Lesson 3579
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I wanted to share some thoughts about foreclosure with you: If you keep getting behind it's going to become real tough to reinstate your loan or work out some kind of arrangement to get caught up. Stay on top of things all the… more
Real Estate Practice : Lesson 3578
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Federal and State laws make it illegal to deny housing based on a person's religion, color, race, sex, handicap, familial status or national origin. Here are some things that can really get you in trouble: 1. Refusing to sell… more
Real Estate Practice : Lesson 3577
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Let's say that right after you get your mortgage you get a letter from your lender stating that the monthly payments that they had scheduled for you were actually going to be higher than what you expected or were told. Not only that,… more